I went to a colorectal surgeon today at the hospital and he told me that having my anal skin tag removed would be pointless as it doesn't cause pain or anything. I know I want it removed though because it causes me to be self-conscious especially during sex. I've refrained from having sex for 1.5 years because of it, and I'm only 20. I'm willing to go through any pain, but I'm worried about the cost. I am on my parent's insurance, will most of the cost be covered? Should I go to a dermatologist instead to get it removed if its cheaper?