I have a question about health insurance policies.
If a policy is cancelled by the policy holder for what ever reason (moved, new family, new job) and then later the same person re-applies for the same insurance will it be the same policy they had or will it be a new one? Will they get a new member ID and new account? Would it be like they never had that insurance? Is everything on account reset or does it continue from where left off? For example deductibles, max out of pocket and # of office visits allowed.
Thanks