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Pharmacy Question and Insurance- need help!

Hi all! I had Florida blue health insurance and they inadvertently dropped me yesterday. I turned 26 in June but my mom was able to add me to her employer plan in July. They gave me no notice in December and as I mentioned spontaneously cut me off. My first question is: If I decide against buying health insurance, can I still pay out of pocket to see my pain management doctor? (From what I'm seeing on the website I think I can.) and can I pay my prescriptions (narcotics included) in cash at any pharmacy of my choice without discrimination for not having insurance? Also, my second question is like I said I have been seeing my pain doctor and this whole thing couldn't have happened at a worse time as two weeks before Christmas I slipped and fell down the stairs. My doctor increased my dosage of the Norco I already take from 5mg to 7.5 mg. I also told him due to the acute injury I would likely run out of my 5mg Norco. He told me to wait to fill my 7.5 Norco until it is due on 1/10. He gave me 2mg of dilaudid for a couple days to hold me over as an acute prescription. He told me to fill it on 1/2 or 1/3. I am a responsible patient and wouldn't mix the two. I am happy to pay out of pocket for both of the medications and there is a prescription database to ensure the pharmacy staff that I am filling from the same doctor and on time. Do people in pain management get acute prescriptions like that? Is it okay to fill both of those on the dates he gave me from a pharmacists standpoint? Will no pharmacy fill for me bc of the cash thing? If they won't fill for me, will there be other places that will fill for me if I pay cash until I can get my insurance nonsense sorted out? Also please note, I may be young but I am no abuser, these are all drugs from the same doctor and the same pharmacy which is a CVS. I want to make sure I follow the rules and the pharmacy doesn't try to screw me over for some reason. I plan on talking with my doctor to keep him in the loop and let him know what happened with my insurance dropping me and then talking with CVS on the 3rd and letting them know everything as well. With everything opiate related in the news I've been so worried. Does anyone know how to help? Thanks!
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st. louis, MO
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