You should go get an exam!! It doesnt sound like anything is wrong with you that is serious. It is very important if you want to get pregnant! Besides, if you get pregnant, then you will have to go! you'll be ok. Do it for yourself and for peace of mind. you owa that to yourself to be healthy.
Thank you for your story. I have the same problem as you. While I'm not trying to get pregnant, I am 29 and haven't been to the doctor in over 10 years. It's been so long that I've also developed a huge. I finally took the intiative a couple of weeks ago to find a doctor that's accepting new patients but I've been too scared to actually make the call. I'm glad I'm not alone in this fear. I hope you were able to get over your fear... I am going to make the call today! Thank you!!