My husband is retired from the army so we were able to get a tubal reversal without paying. But we went to a specialist because I wasn't getting pregnant & he said the only way to get pregnant was to do IVF. When the Dr. told us the price ($4000-7000), we considered our options & decided to continue the natural way. I prayed to God about it & 10 years later I'm almost 6 weeks pregnant. I pray things work out for you.
There's another option if you don't have the money for IVF but really want another child -- you could become foster parents and potentially adopt a child who needs a loving home...
Good luck!
I second what Spade said...there aren't really any other options. It is cheaper to go out of country to do a reversal...and other countries are just as good as home for the most part, but still...tubal reversal or IVF do have costs associated with them. Good luck to you.
Surgery or ivf are your only options, both of these cat money.