You should be close to 7 months. Have you spoken to your OB about potentially scheduling a CSection since you seem high risk and are farther than 24 weeks. Also depending on your employer I would speak to HR and see what steps you have to take. While you don't qualify for FMLA, you should check their leave policy? Also check and see whether your employer has a rolling enrollment period for ins or just one set period for the year.
Good luck.