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No maternity leave pay...help!!
I didn't sign up for benefits with my job until I was 7 weeks pregnant because I was a recent college grad and was still able to be on my parents. My company uses short term disability to pay its employees during this time, however, I didn't qualify because I had a "pre-existing condition" by already being pregnant.
So pretty much my employeer told me she will give me up to 12 weeks off if I need it but it will be unpaid. I am able to use PTO if needed but I only have enough for one week of pay. My husband doesn't make enough to pay all our bills even though he got a second job to try and make the difference. I am 31 weeks and need advice ASAP. anyone know of any programs that help people? What did you do if you were in this situation? Going back to work after 2 weeks isn't an option for us.
So pretty much my employeer told me she will give me up to 12 weeks off if I need it but it will be unpaid. I am able to use PTO if needed but I only have enough for one week of pay. My husband doesn't make enough to pay all our bills even though he got a second job to try and make the difference. I am 31 weeks and need advice ASAP. anyone know of any programs that help people? What did you do if you were in this situation? Going back to work after 2 weeks isn't an option for us.
Well, I was just trying to get advice or examples of how people did things, not judgemental comments on who I am or that I need to suck it up and go back to work. I love working, I don't mind even going part time after 6 weeks but life to me isn't wasting my life away at a job and never spending time with my kid. Thank you to everyone who gave me some good advice or pointers on how you did things! :)
Psalm 127:2
It is useless for you to work so hard from early morning until late at night, anxiously working for food to eat; for God gives rest to his loved ones.
Psalm 127:2
It is useless for you to work so hard from early morning until late at night, anxiously working for food to eat; for God gives rest to his loved ones.
NIEVE****
@Lysbordo- cracked me up. So true. Single income families really are hard to come by these days. This is definitely not a lucrative time in our economy. I live in San Diego, I'm a director at Sharp Healthcare and have been so for 6 years, my husband is active duty military....so as you can imagine....living as a single parent but with 2 incomes...we don't really have a lot of choices. I think it's funny when people judge other people. I guess were almost homesless then even tho we make 190k a year combined lol lol this women is unbelievably niece.
File for unemployment. Until you go back to work. They also compensate for lack of hours and they are supposed to make up the difference in pay.
Not to mention you're 55, lord knows why you're even on this website. Its for pregnant women, & if they want advice, it's from someone who didn't raise their last kid 20 years ago.
Rockrose I dont think everyone cares for your opinions. You're a very close minded person. You've obviously never had to learn what real living is like. If you have, you got nothing from it. Since you don't know how these women feel, back off.
I have a suggestion for you. This is what me and my husband did. He worked during the day while I was home with baby. When he got home I went to work part time 4 hours a night. I was home by 10. We did this for the first year. I helped out financially and the baby was either with mommy or daddy. No day care expenses.
If you can't go pay your rent and bills, you'll have to go back to work, early, plain and simple. Sorry. The other option is cutting back on living expenses by moving into a home with a cheaper rent or cutting back on other living expenses such as cable etc. I realize this may be tricky due to contracts or whatever, but necessary. I don't want to sound harsh, but there are people who have it worse and live on less than you do. There are those who have to go back to work to make ends meet, and it sounds like you may not have the luxury of staying home longer with your little one. Best wishes.
@curly_Carly_rn 12 weeks unpaid is actually standard. Look up FMLA. And you only get that for working 12+. So if your boss is offering that to you I think that you should ask for the 6weeks paid. It sounds like you were not prepared and thats OK it happens. Is going back to work not an option because you don't have anyone to watch the baby or you don't want to leave the baby? If its because you don't want to leave the baby then your justgonna have to suck it up and go back to work so you and your baby will be OK. Sometimes we have to do things that we don't want to do so that we can survive. Gl
I found this site for those who live in NC. If you qualify it could help!!
http://www.ncdhhs.gov/dss/workfirst/benefit.htm
http://www.ncdhhs.gov/dss/workfirst/benefit.htm
Also I just found out 3 weeks ago that I do not get paid for maternity leave. Had I of known I would have saved more PTO or just took a pay cut when I got called off from work. I work as an RN.
Thank you @rossy25 that's what I was kind of getting at. I live in NC and will check to see if they have anything for people in my situation. Also, we have savings but only enough to cover 1 month of bills so it would be foolish of us to deplete all of that. We save about 10% of our income a month. My family isn't wealthy but they already decided to help out with what they could. I was a child of 7 and my mom worked 2 jobs constantly. Being there for your children is more then providing a roof but at the same time I'm thankful my mom did what she had to do for us. It's a personally choice between my husband and I that I stay at least 6 weeks with the baby, preferably 12. I know God will provide either way.
Thanks for the help ladies. Didn't mean to start an argument.
Thanks for the help ladies. Didn't mean to start an argument.
BTW, I don't mean to advocate necessarily for one income families. Some can't do it.
What I am advocating for, is staying at home with your baby as long as you can and not going right back to work in the first couple weeks while you are still physically and emotionally recovering from childbirth.
What I am advocating for, is staying at home with your baby as long as you can and not going right back to work in the first couple weeks while you are still physically and emotionally recovering from childbirth.
Abby - it is absolutely untrue that "no one" in the middle class saves.
"These days" aren't tough times. "These days" are pretty lucrative with lots of options to purchase necessities more cheaply than ever before.
I don't know where you live, but "one income" families are alive and well and from latest stats, there are more stay at home moms than in previous years.
If you have no savings, none, you are in fact in danger of homelessness.
And that's the real world.
"These days" aren't tough times. "These days" are pretty lucrative with lots of options to purchase necessities more cheaply than ever before.
I don't know where you live, but "one income" families are alive and well and from latest stats, there are more stay at home moms than in previous years.
If you have no savings, none, you are in fact in danger of homelessness.
And that's the real world.
You should be able to qualify for pregnancy disability threw the state. In California they have it. I'm not sure where you are from. After that they have paid family leave for bonding time. Since you are pregnant you should qualify for pregnancy disability. Every state is different I'm sure on how much time you have but it's temporary assistance since you cannot work of the time you give birth. Pregnancy disability is through unemployment l. Your doctor has to fill out forms stating you are under their care for X amount of time. Do some research online and check out your state benefits.
I completely understand what you are going through I dont get paid for maternity leave. I worked over time for 4 months so that I could save some money for my leave I also saved all my sick days and vacation hours and even so I am worried about the expenses during my 12 weeks leave. What I did was to come up with a plan to budget out my bills with what I am getting pay for from work and I will apply to social security short term disability I was told I will get 6 weeks pay with regular labor that will be about $170 per week. You HR should give you this application if the state you live in provides this type of disability. I live in New York and that's all I get. I wish you lots of luck and I know everything will work out at the end you will have your family's support.
Best wishes with it, mfayb. I don't think you'll regret the time you spent with your kids even if you have to make financial sacrifices. You're blessed.
@Rock. I can see the point you are making. It is the responsibility of the parent to do without unnecessary things in order to provide for their family. However there is a certain tax packet I. America that is taking a huge hit. I am a stay at home mom because I chose to be. That being said my husband and I pay off a great amount of student loans every month in order to knock them out as quickly as possible. Again our choice. A great deal of our personal income goes to paying the ridiculously high insurance prices. So while we have enough money on the books we have little extra. But do you know this, if you have $10 in your pocket and no debt you have more money then 30% of Americans. Thats what we are working towards. School is worth it but for now we are paying the price.
traciv, somehow this has turned into an argument, and I don't quite know why.
Savings aren't a luxury. They're a necessity. If you are living paycheck to paycheck, you are in grave danger of being homeless. So I understand if you're in dire circumstances and have no money, and frankly can't afford a child but are blessed with one despite using birth control, you have to take extreme measures of going back to work while you're still struggling with postparum healing.
Sometimes, despite best planning, babies happen when you have to go to extreme measures to manage that unforseen financial hit. And they are a blessing.
But if you have a two income family, and a baby on the way and are unable to save any money at all, it's time to look at whether the couple is living beyond their means.
There are a LOT of women who reach their twilight years and think - you know what, we really didn't need all that stuff. I wish I'd had more time with my kids when they were little.
Peace.
Savings aren't a luxury. They're a necessity. If you are living paycheck to paycheck, you are in grave danger of being homeless. So I understand if you're in dire circumstances and have no money, and frankly can't afford a child but are blessed with one despite using birth control, you have to take extreme measures of going back to work while you're still struggling with postparum healing.
Sometimes, despite best planning, babies happen when you have to go to extreme measures to manage that unforseen financial hit. And they are a blessing.
But if you have a two income family, and a baby on the way and are unable to save any money at all, it's time to look at whether the couple is living beyond their means.
There are a LOT of women who reach their twilight years and think - you know what, we really didn't need all that stuff. I wish I'd had more time with my kids when they were little.
Peace.
In order to qualify for unemployment you have to be able to work. So you won't be able to collect unemployment while your doctor has you off work. Usually 6 weeks for vaginal delivery and 8 weeks for c section. Then after that you are mediacally able to go to work and choosing not to so unemployment is not an option in that situation either. Also know that if you get but on bed rest early you only get 12 weeks total of fmla. So if you are on bed rest for 2 weeks before baby comes you only will have 10 weeks left after baby.
Wow some people don't have the luxury of saving money. Life is about choices like choices as to whether or not to pay the heat or the electric that month. **** happens! Very shortly before my daughter was born my husband lost his job and didn't qualify for unemployment. He got the only job he could get at the time which wasn't nearly enough to cover our basic necessities let alone save money! When my income was added we were still just barely making it. By no means we're we spending money o. Frivolous things. We had one 13 year old car we share and lived in an apartment that was too small. Don't judge people for doing what they have to do for their families. We have worked extremely hard and had to give things up , like a long maternity leave, to get to where we are today. I will be taking a longer maternity leave this time because my husband has a better job now and my part time work is extra spending money for the month. Maternity leave is now a luxury I can afford to give myself.
It is definitely a very special time in your life. But you have to be able to provide for baby. Based on your income you may not qualify for anything if you husband "technically" makes enough. I say that because as recent college graduates ourselves my husband and I make plenty until you account for paying off student loans which puts us living almost pay check to pay check. So I understand how you income doesn't always reflect need. Is there family around you could watch baby a couple days a week so you could at least work part time.
traciv, if you live beyond your means, you can't recover from 3 months without income.
Life's about choices - and if you have a lifestyle where you spend every penny as you earn it, and there is no buffer and you can't look ahead 6 months and see that there will be a buffer, then it's time to make changes.
Money is only money. Being with a newborn for the maximum amount of time possible is more important.
Everything's a choice.
Life's about choices - and if you have a lifestyle where you spend every penny as you earn it, and there is no buffer and you can't look ahead 6 months and see that there will be a buffer, then it's time to make changes.
Money is only money. Being with a newborn for the maximum amount of time possible is more important.
Everything's a choice.
A newborn baby does not trump not being able to provide a house or food or heat or diapers for said newborn baby. If you can't afford to take 3 months off of work than you can't afford to take 3 months off of work! I would have loved to take more time off when my daughter was born but financially there was absolutely no way I could and it sounds like she can't either.
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