Paying for IVF......HELP, HELP, HELP

Question

Hello Ladies-

I have posted a few times on this website and receiving great help from everyone. 
History- My husband and I have been trough two Ti treatments with fertility shots which both have failed. My husband has a low sperm count and my eggs are lets just say less than perfect. We talked to our doctor yesturday about which is the best opition for us now. He stated that completing an IUI cycle would probally be unsucessful and IVF is our best option.

I am currently in the military which means our insurance only pays for the blood work and ultrasounds for IVF treatment. We both want to try IVF and hope for the best but coming up with the money is tearing me apart. 

Does anyone know a financing plan that we could go to for this treatment. We defenitly do not have $15,000 saved and will do anything to try IVF. 

I am in need of advice, I know we will be able to afford payments on a loan but finding one is much harder than I expected. Please Help.

Redhenful · Answer

I wish that i could find a clinical trial somehow to help me pay for my donor egg IVF..
Would you know of how i would go about that? Like who to contact? 
Thanks! :o)

docsaf · Answer

A friend of mine enrolled in a clinical trial. The study paid for everything for her 1st ivf. She was able to keep all of the eggs retrieved so she was able to skip that part for her next 2 IVF's. For her 4th ivf, she "donated" 1/2 of her eggs to another couple and only had to pay for 1/2 of the ivf procedure.

brandiw13 · Answer

My husband is in the Air Force & we went thru a similar situation. Our fertility doctor offered military discount (which definitely helped), but we ended up having to take a loan out for $11,000 (IVF w/ ICSI and thank god it worked the first attempt). Look on the tri-care website. I don't remember exactly how it works, but if you live close enough to some type of military hospital (the downside is that there are only 4 or so in the nation) then it works out more in your favor as far as paying goes.

Kricket212 · Answer

Yes, I agree it's hard to pay. Many of us are in same position.  I was lucky to have insurance coverage..but still didn't work. I will now have to pay out of pocket.  Good Luck to you.

mhv · Answer

I have seen several fertility clinics that offer discounts for military patients.  You might google ivf for military and see what comes up.  Good Luck!  And, I agree.... people in the military should be covered!  Of course, I think we alllll should be : )

Redhenful · Answer

Wow.. what a shame that the military insurance doesnt pay for IVF... 
That bugs me..

plumber43 · Answer

Hi,  I just had ivf in may with icsi and assisted hatching it was $9000.00 I am sure if you go  to your RE they can maybe get some med samples for you for free, just ask! The fact that your DH is in the military, you should be ablest apply for a hardship grant. Just research some RE's. You just need to know what questions to ask.  Good luck!
Melanie