I was asked by Terese to come and share my story but did'nt really know what I could contribute until now. Now I have something to share that just might help many others, I pray. The cost of healthcare these days is bad enough for all of us, but when you have chronic conditions as well, the Co-pays can kill your budget as well. I have to pay out alot of money in $10.00 & $20.00 co-pays at the pharmacy (though little compared to some!) Then there is the doctors visits and hospital costs. Recently my doctor asked me why I was'nt schuduling regular maintenace things like mammagrams & pap smears, follow-up visits, etc. I explained to him that I just plain didn't have the money for them and then I asked if there was anything he could do to help me. Well lo & behold I got a phone call from a healthcare social worker the next day asking me to give the last three paycheck gross amounts. I did and she said that I qualify for a special program and because of that I was going to recieve for the period of one year FREE CO_PAYS- for a whole year! You could have knocked me over with a feather! Now this is the thing, the general public isn't made aware of these programs or I would have asked a long time ago! So good people, ASK Not what you can do for your healthcare....ask what your healthcare can do for you! Good Luck and God Bless, I know there are alot of people out there in the same boat!