Lumps need to be checked out. That's the bottom line. Yes, go to your doctor to exam this. You can probably start with your GP. This is a lump and not on the surface of the skin? A white spot on the testicle might be a fordyce spot are going to be white spots. But you are describing a lump, correct? Feels like a pea or something under the skin or larger? Here's some information on testicular cancer. https://www.plannedparenthood.org/learn/cancer/testicular-cancer/how-do-i-know-if-i-have-testicular-cancer This link that you can copy and paste has information for what to look for in terms of testicular cancer. While that is unlikely given the odds, it's still important to rule out.
It could just be a cyst as well. Epididymal cysts are fairly common.
Any chance you can call your doctor and make an appointment to be seen?