I recently met a girl at the beach almost 2 weeks ago (12 days ago) and we had some drinks and long story short, we ended up doing some things. Please forgive me, this might be long, but I tried to include every detail.
I'm a 22 year old male and have never, ever, done anything unprotected with a female (oral/anal/vaginal) until this recent experience. She began rubbing me and giving me oral under the towel (unprotected), this lasted for about 5 minutes before we walked out to the water. We had unprotected sex for about 60 seconds (I inserted 2-4 different times) before we both gave up due to the rough waves.
She wanted to hook up later so we exchanged numbers - and I texted her asking if she was clean, to which she said yes and she is tested annually and her most recent test was 2 months ago. Later that day we hooked up and had protected sex at my place with a condom for about 2 hours and she gave me oral for about 30 minutes while my condom was still on. While giving me oral, she licked/sucked my scrotum which was obviously not protected by the condom. I scrubbed my genitals with soap and water after we finished, but I'm not sure if that would do anything. Nor am I sure that the salt water from the ocean would've had any impact on me being infected from the unprotected sex we had there.
I messed up, big time. She told me beforehand that she is in relationship with an older man, and that they are both tested regularly and "clean", but I'm still paranoid. I don't know which STDs she gets tested for to conclude she's clean, but I assume she only gets the free tests which don't test for the STDs I'm worried about. Also, she has definitely been around QUITE a bit, as according to her they have a very open relationship. I regret this entire situation, but it gets worse... I can't afford to get tested.
From what I've read, the only free STD tests only test for Chlamydia and Gonorrhea, is that true? I'm not so much worried about those as they have cures, as I am for Genital Herpes and HIV which are sex life death sentences in my eyes... after being clean for so long. The rate of transmission statistics I've read online make genital herpes seem nearly impossible to get with percentages in the 1%-5%, but yet herpes is still so prominent which scares the ever-loving life out of me.
Please help me, I'm a nervous wreck.