HELP!!!

[maxandsable]

My 9 month old Pug was recently hit by a car and has a broken pelvis.  The vet bill is around $1000.00 and I have been informed by my vet, after the fact, that they do not carry accounts.  I am on disability and have 2 children with only my husband working so money is always tight.  Does anyone know of any type of funding program or assistance???  I applied for some type of "credit card" at the vet the but was turned down.  I don't know what to do and the vet is calling me every day!!!!  Please help!!    

p.s I live in Ontario, Canada

[SAM999898]

Check out www,farleyfoundation.org.

[SAM999898]

I feel terrible for what you are going through.Just recently my 2 yr old german rottie started limping on her back leg and she has over developed right hip.The vet bills are killing me so i decided to get petsecure pet ins.Its 107.$ a month and more bills are hard now with the econ. the way it is but now i can afford to have her hip replaced.They even cover 80% of her annual check ups and shots even flea control.I may have had to give something I enjoy doing or having up to pay for this plan shes on but shes my bestfriend and think the sacrifice is worth it.Being the way the econ. is today we pet owners should always think ahead and be prepaired for the unexpected.good luck and my prayers are with you and your friend.

[ginger899]

Please have a look at my post (PAGE 7 HERE scroll down page) December 11.
"Vet fees assistance for pet owners" I have not had to use any of these, so don't know exactly how it all works in reality, but you could check it out? Maybe you might be able to apply for help from animal charities. (If, in the future, your finances improve, you can always make a donation to any charity that helped you )
I do hope you can find some solution to help.

[therese83]

Hello

put a proposal to the vet that you pay 50 dollars per month.

Keep a record in writing (maybe a registered letter)  Then if he takes legal action you have already proposed a solution.

If it goes to court that would most likely be the outcome that you pay back in instalments.  Maybe you can get some of the money (from the suggestions above bu Jaybay) + move to instalments

[Jaybay]

Grrrr!! These situations make my blood boil.  The vet has presumably already done the big expensive work like surgery, and after racking up $1,000. in charges, demands immediate payment.  Not good business.

How do you deal with the problem?  Try another credit company if you don't have your own credit card.  Your situation must already be pretty bad to have been turned down, but you never know.  If you haven't already looked at Care Credit, here's their web site:
http://carecredit.com/

If you get turned down there, then you'll have to start looking to borrowing elsewhere - family, friends, etc.  I can't say this is a great solution because most loans of these types never get paid back.  No slur on your character, it's just that most people find it easy to forget about about personal loans.

Now you're down to selling something.  You have a computer and internet service, so can that go away for a while until the bill is paid?  Is there anything you can pawn to at least make a downpayment?  Have you paid anything at all toward the bill?  They can press you all they like, but if you make a good-faith effort to reguarly make any payment at all, they may relent on carrying your account.  If the pressure is coming only from the folks in the front reception area, make sure to speak directly to the vet about financing.  Sometimes they really don't know what is happening "up front" in their own offices.  Same thing goes for human docs as well.  :-)