I haven't heard that description before. My understanding is that SVT refers to any tachy that originated in the atria, kind of a generic term. So that would cover PSVT, a-flutter and a-fib.
Atrial flutter and atrial fib do have have a ventricular response but it's in terms of ratio. So a-flutter like I had will have a regular ratio of 3:1 for example - 3 atrial beats to 1 ventricular response. A-fib has no steady ratio and that's why people with that will have a heart rate that keeps fluctuating: 78 bpm, 102 bpm, 71 bpm, 123 bpm. It feels very erratic.
A Fib and svt are two different types of arrhythmia`s. A Fib is a fast heart rythym that stays in the upper chambers. SVT is supra ventricular tachycardia, where the electrical signal starts in the atrium but has fast ventricular responses.