In standard room conditions the virus does not live off the skin. The only feasible transmission would be use of the toy during the same act with plenty of fluids present. Even this would be extremely low odds.
If the toy was dry at commencement of its use then zero chance.
Yes you can especially if fluid is on the toy
I think you need to provide more information. Was this a toy that someone else used and it had been clean and dry before you used it or a toy that a partner used on themselves and then used on you in the same session?