Having issues :(

[lisaemerge]

So me and my boyfriend just had the discussion that unless we do something drastic we'll wind up in debt and won't be able to afford living where we are. He makes about $1,600 a month and pays our rent that's $725 then spends about $200 or so towards car insurance and the rest goes to food, gas, and his occasional drinking. I'm a waitress so my pay vary's and I'm pretty much done working at 35 weeks. I have about $1000 in the bank but with bills, food, and gas plus the expenses of a new baby, we're going to be completely broke. His suggestion is that we should live separately for awhile so we can save money and stack up. I don't wanna move back in with my mom cause I feel like it'll admit that I can't take care of myself so how can I care for a baby. I  don't want to burden them either but I don't see any other way out. And I'm scared if we stop living together after all this time (a year and a half) that we'll eventually grow apart.

I need help! I'm an emotional wreck right now cause I can't figure a way out. What would you do?

[beccak12]

My (ex) boyfriend and I were paying 509 a month for our apartment. He never saved money, I have bought everything for the baby. The landlord sub leased out apartment to someone else and I moved back home with my parents and he moved with his... He has not contacted me since I left. Hasn't asked what the sex of the baby is nor if it's doing okay.. I can't work either due to fainting twice at work.. It's so hard because my parents and my current boyfriend might have to help me with expenses :(

[lisaemerge]

Well financially for me it'll help because I won't have to pay for anything other than car insurance and me and the baby's needs. But for him idk how it would help considering that he's going to have to split rent and utilities with whoever he lives with. Plus his insurance, gas and food. Maybe he does have a hidden agenda. Idk. I'm just so frustrated and upset right now

[mommyTWOb13]

I'm sorry but it sounds to me he has hidden agendas. How can living apart solve anything?

[BabyTurnip]

I live in a small town and my work was 30minutes drive. I use to take the bus which was an hour morning and night because bus pass was only 90$ a month. Much better then 250$ for insurance and whatever in gas. Thats what we were payed for our car insurance before we sold it. But the idea is to sit down see how much you have and calculate everything u really need (put in on a high side too just in case) then look into what can u cut or what can u change. Maybe theres a grocerie store that has better prices. I know if i buy basic milk eggs flour fruit veggie and meat and cook everything at home its a lot cheaper then buying pizzas and junk food. Sometime i treat myself to ice cream since its so hot. We also shopped alot of our baby clothes at friends and family. My moms friend let us have first pick at the baby clothes she had before her yard sale. With 120$ my son has from new born to a year old closet filled with clothes that are all brand names. If i had bought all of it from sort it would of easily cost me 5000$ if not more. I bought a lot of used things such as high chair swings etc but still made sure they were in good condition and good brand that safe. The crib and mattress is the only thing i got brand new. Its really just shopping around and seeing what u really need and what u dont really need. Thats the key

[lisaemerge]

Well I live in a small town and work in the city about 20 minutes from here so I def can't sell the car. All I see is that if we do decide to try and continue to live here together we'll have to cut every luxury and live off what food stamps and wic can give us

[BabyTurnip]

Get rid of the car, stop the occasional drinking. Your needs will have to slow down. What i mean by that is (my mom had to do it when she was alone with me as a baby) your clothes and any supplies of the sort will have to be close to none. No more buying new clothes, every little bit of money goes for baby expenses. You guys will have to be careful with everything to make it last longer. Look into food stamps when you can, start looking at coupons.

My hubby and i are paying 1100$ for rent, 300$ for tv phone internet and cellphones. We have bills to pay and we try really hard. Even though money is tight and we have about 300ish left for groceries im still looking into life insurance. About 60$ for both of us and our son once hes born. And i will be looking into a testomony so i know where my son will be if anything ever did happen to both of us.

Theres always a way around things and it wont be easy but u definately dont need to seperate or move back with ur mother. I really dont see hoe seperating will even chsnge the situatiom unless he just wants to drink more. Even if u live in seperate place ur both bringing the same amount of money.

[babydue07182013]

Defiantly get food stamps if you have too. I'm on wic and food stamps while I'm not working.

[lisaemerge]

I have wic already, food stamps are my next step. It just ***** cause now I finally have my cosmetology license and can get a good job but then after the baby comes ill have to worry about child care and leaving her :(

[Ashdub07]

You are just gonna have to do what you can afford. Get on WIC if you haven't already apply for food stamps you more than qualify that's a little relief and it's just temporary don't feel too proud to get help when you need it

[lisaemerge]

Anybody have anything? I know it's long but I'm really struggling