money

[shortimama123]

We're not even able to make ends meet now. Let alone with a baby. I'm so stressed. I can't take it. I wish I had a desk job. So I could work more hours. But my job is so physical. My doc only wants me there 20 hours a week. Ugh. I dont know what to do.

[keegansmomma128]

I would call and see how much it will cost you to buy out the contract. If it will be the same amount as your monthly bill or less then you should just buy out the contract and go prepaid. They are so nice to have but they cost so much money. We're getting cable Internet and phone or less than put cell phones were.

[sept_baby2013]

^^ I agree with the cell phones I'm stuck in a 2year agreement til Dec but we pay $225 for our 2 phones a month.. We are going to just downgrade to prepaids for a lil while cause that's only $50 a month for unlimited.. So we would save about $125

[keegansmomma128]

You gotta sit down and figure out a budget. Cut out all unnessasary things in your budget. It ***** not being able to spend money on all the fun things but for now it has to be like that. Keep your eye out for a desk job or even look into doing daycare when your not working so that you can get some extra money while your still pregnant and unable to work full time. You will work it out but that may mean cutting back on some of the things your used to.
We recently stopped having cell phones and switched to just a home phone, yes it's a pain but we are saving money every month by not having them.  

[sept_baby2013]

Lol me and my fiancé make about $2600 combined and when I went on maternity leave it dropped to about $1650 a month.. and we had to buckle down we own both our vehicles so the main thing our money goes to is utility's and rent, but we were wasting about $400 a month that we could have been saving just by getting groceries and cooking instead of going out and eating.. It's definitely something to check out. If you have credit cards and can go online and look at your statements to see what goes where.

[shortimama123]

Were gonna have to do something. I dont know where all of our money is going!

[sept_baby2013]

What about managing your finances ? Like sit down and see how much you spend and on what during the month.. I know groceries are a big expense at my house but just by switching grocery stores we started saving about $120 a month, and then cutting out extra things and finding coupons for some things. Or is there anyway you could find a cheaper place to live ?  Even saving $200 is better than nothing

[shortimama123]

We make too much for food stamps. And yes I am on wic.

[Ellen038]

Can you see about WIC since your not able to work full time right now? At least that will help out with some food. Maybe you could apply for a part time desk job somewhere. Things have a way of working out. Try not to stress my dear, it's not good for you of the baby.
Best of luck!

[desdecker2349]

Have you tried applying for food stamps? They help a lot