Yea sometimes you loose weight and are healthy and if you were or are fat they dont go away 100%. This doesnt mean you are not healthy.
You may not have the love handles and/or muffin top because you weigh too much; you might just need to tone your muscles and they will go away.
Everyone is shaped differently. A lot of ads want you to think that being healthy means having no fat storage, but that's just not true.