No, you can't get pregnant that way. Anything at all with your clothes on is never a risk for pregnancy. And fingering you even if his penis is out or 'around' won't get you pregnant. A penis entering the vagina is what leads to pregnancy. Get some condoms or start thinking about birth control though as you are getting closer to sex it seems and you don't want any last minute lapses in judgment that could put you at risk, so be prepared.